Banking & Financial Services

Banking support that never puts callers on hold.

From balance and statement queries to fraud alerts and card servicing, Decibel handles high-volume banking calls in nine languages and hands the complex ones to humans, with full audit trails.

What Decibel runs
  • Account, balance and statement queries
  • Card blocking and dispute intake
  • Proactive fraud and transaction alerts
  • Branch and relationship-manager routing

One platform, one login. Relay, Switch, and Spectrum working the same numbers and contacts.

The workflow

One call journey, from first ring to handoff.

AI handles the volume, humans take the moments that matter, and every call feeds the same analytics. Here is how it runs for BFSI.

  1. 01Relay

    Instant triage

    Relay answers on the first ring, authenticates the caller, and resolves routine queries without a queue.

  2. 02Relay

    Secure self-service

    Block a card, request a statement, or check a balance, completed on the call against live core-banking data.

  3. 03Relay

    Proactive alerts

    Relay calls out on suspicious transactions, confirms or denies in seconds, and freezes the card if needed.

  4. 04Switch

    Human handoff

    Complex disputes and advisory calls route to the right desk in Switch, with the full interaction history.

  5. 05Spectrum

    Conduct oversight

    Spectrum monitors 100% of calls for mis-selling, disclosure, and compliance, not a sampled few.

The results

What BFSI teams get out of it.

<5s
answer time
on routine queries, around the clock
70%
resolved by AI
before reaching a human agent
9
languages live
one number, every region

Common use cases

Tier-1 query deflection

Resolve balance, statement, and status calls with AI so agents handle only what truly needs a human.

Card and fraud servicing

Block cards, confirm transactions, and raise disputes by voice, day or night, in the caller's language.

Proactive transaction alerts

Reach customers the moment something looks off and act on their response in the same call.

Collections & EMI on loans

Run secured and unsecured loan reminders on the same platform as your servicing calls.

The platform

Three products, working your BFSI calls together.

No stitching tools together. Relay, Switch, and Spectrum share the same numbers, contacts, and dashboard, so a call flows from AI to human to analytics without a seam.

Built for Indian compliance

Compliant on every call, by default.

RBI Fair Practices

Tone and language scored against RBI conduct and recovery norms on 100% of calls.

DPDP Act ready

Consent captured on the call, data stored in India, and deletion honoured on request.

Recorded & auditable

Every call recorded, transcribed, and retained with a complete audit trail.

Routine queries used to clog our IVR. Now most callers get an answer in their own language in seconds, and our agents only see the calls that need a human.
VP, Customer Experience
Retail bank

Put Decibel to work on your bfsi calls.

Book a demo and we will set it up on your numbers, in your languages, in days, not quarters.