Solutions/Insurance
Insurance

Renewals and claims that move on their own.

Decibel chases renewals before they lapse, takes first notice of loss by voice, and keeps policyholders updated on claims, in their language, with IRDAI-aligned scripting.

What Decibel runs
  • Renewal reminders with payment links
  • First notice of loss (FNOL) intake
  • Claim-status updates and document chasing
  • Policy servicing and KYC refresh

One platform, one login. Relay, Switch, and Spectrum working the same numbers and contacts.

The workflow

One call journey, from first ring to handoff.

AI handles the volume, humans take the moments that matter, and every call feeds the same analytics. Here is how it runs for Insurance.

  1. 01Relay

    Renewal reminder

    The moment a policy enters its renewal window, Relay calls in the policyholder's language and sends a payment link.

  2. 02Relay

    FNOL intake

    Relay takes first notice of loss by voice, captures the details, and registers the claim instantly.

  3. 03Relay

    Claim updates

    Relay keeps policyholders posted on claim status and chases any missing documents, so nothing stalls.

  4. 04Switch

    Adjuster handoff

    Complex or high-value claims route to a human adjuster in Switch with the full claim history.

  5. 05Spectrum

    Mis-selling checks

    Spectrum scores every renewal and claim call for disclosure and mis-selling, on 100% of conversations.

The results

What Insurance teams get out of it.

+19%
renewal rate
with timely multilingual reminders
24/7
FNOL intake
claims registered the moment they happen
100%
calls scored
for disclosure and mis-selling

Common use cases

Renewal persistency

Reach every policyholder the moment the window opens, lifting renewals without adding tele-callers.

First notice of loss

Let customers report a claim by voice at any hour, with details captured and registered instantly.

Claim-status updates

Keep policyholders informed and chase pending documents so claims never stall in the queue.

KYC & policy servicing

Refresh KYC, update nominees, and answer policy questions by voice in the customer's language.

The platform

Three products, working your Insurance calls together.

No stitching tools together. Relay, Switch, and Spectrum share the same numbers, contacts, and dashboard, so a call flows from AI to human to analytics without a seam.

Built for Indian compliance

Compliant on every call, by default.

IRDAI-aligned

Disclosure scripting and mis-selling checks built into every renewal and claim call.

TRAI & DLT compliant

Registered templates, DND scrubbing, and calling-window controls on every campaign.

Recorded & auditable

Every call recorded, transcribed, and retained with a complete audit trail.

Renewal calls now go out the moment a policy enters the window, in the policyholder's language. Our persistency improved without adding tele-callers.
Head of Renewals
Life insurer

Put Decibel to work on your insurance calls.

Book a demo and we will set it up on your numbers, in your languages, in days, not quarters.